R&D Loans

Bring forward your AusIndustry R&DTI refund to today

What is an R&D loan?

An R&D Loan allows your company to access its expected Research & Development Tax Incentive (R&DTI) refund before tax time.

Instead of waiting months for the ATO to process your claim, you can borrow against your future refund now, giving your team fast capital to keep building.

Why wait until after you lodge your company tax return when you can access your refund and reinvest it today!

Get funded

Why bring forward your R&D rebate with Kashcade?

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Access funds now instead of after EOFY
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Increase your next R&D refund by investing more now
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Get funds in as little as 24hrs of applying
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Maximise your cash balance with no monthly repayments
Apply now

How R&D loans work

1
Add icon

Connect

Chat with us then share some info using our fast, online platform

2
Calculator

Get an offer

Receive an offer for up to 80% of your accrued R&D refund in ~48hrs

3
Bar chart icon

Draw funds

Draw on funds then unlock more as your refund grows, monthly

4
Rocket icon

Repay later

Only repay funds after EOFY with your refund from the ATO

Get funded

Trusted by founders building Australia's next big thing

Rating
Thomas Derum - Founder & CEO
Outstaffer

Kashcade is hands down one of the most founder-friendly, fast, and intelligent financing solutions I’ve come across. The Kashcade team is supportive, responsive, and genuinely great to work with.

Rating
Mathieu Jamet - Founder
Preplocal

An outstanding team to collaborate with - exceptionally fast, proactive, and efficient. I was genuinely impressed by both their speed and the smoothness of the entire process.‍

Rating
Marten Jurg - Co-Founder & CEO
Additive Assurance

A truly excellent team to work with. Extremely fast and proactive. I was blown away at how fast they were and how easy the process was. I never leave reviews, but for the Kashcade team I'll make an exception!

Rating
Stu Cameron - Founder & CEO
Unifii

The team at Kashcade have been outstanding. Every commitment was met with excellent communication and seamless processes throughout. Doing business with Kashcade could not have been easier. A clear 10 out of 10.

Rating
Beth Fitzpatrick -
Head of Commercial & Operations
Emmi

We've worked with Kashcade now for a number of years. The team is always professional, easy to work with and flexible. Straight forward process with a very quick turn around time. Many thanks to the Kashcade team for their support.

Rating
Thomas Derum - Founder & CEO
Outstaffer

Kashcade is hands down one of the most founder-friendly, fast, and intelligent financing solutions I’ve come across. The Kashcade team is supportive, responsive, and genuinely great to work with.

Rating
Mathieu Jamet - Founder
Preplocal

An outstanding team to collaborate with - exceptionally fast, proactive, and efficient. I was genuinely impressed by both their speed and the smoothness of the entire process.‍

Rating
Marten Jurg - Co-Founder & CEO
Additive Assurance

A truly excellent team to work with. Extremely fast and proactive. I was blown away at how fast they were and how easy the process was. I never leave reviews, but for the Kashcade team I'll make an exception!

Rating
Stu Cameron - Founder & CEO
Unifii

The team at Kashcade have been outstanding. Every commitment was met with excellent communication and seamless processes throughout. Doing business with Kashcade could not have been easier. A clear 10 out of 10.

Rating
Beth Fitzpatrick -
Head of Commercial & Operations
Emmi

We've worked with Kashcade now for a number of years. The team is always professional, easy to work with and flexible. Straight forward process with a very quick turn around time. Many thanks to the Kashcade team for their support.

Get an offer

Enquire now

Receive an offer for a loan against your R&DTI refund in 48hrs.

There's no cost or commitment to apply and the process is fast and simple through our online platform.

Enquire below

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