Transparent, Founder-Friendly Pricing

Straightforward pricing with no hidden fees.
Apply in minutes, get cash in hours.

Set-up Fee

$950

Deducted from your advance - no out-of-pocket costs.

Interest Rate

1.38% per month

Compounding monthly - no monthly interest repayments.

Advance

80-100%

Of your accrued R&D refund, subject to assessment.

Enquire NowFunding Calculator

Trusted by founders building Australia's next big thing

From early stage innovators to scales-ups with multimillion dollar R&D programs, Kashcade has helped founders unlock fast non-dilutive capital to grow faster.

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Kashcade is hands down one of the most founder-friendly, fast, and intelligent financing solutions I’ve come across. The Kashcade team is supportive, responsive, and genuinely great to work with.

Thomas Derum

Founder & CEO
Outstaffer

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An outstanding team to collaborate with - exceptionally fast, proactive, and efficient. I was genuinely impressed by both their speed and the smoothness of the entire process.

Mathieu Jamet

Founder
Preplocal

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A truly excellent team to work with. Extremely fast and proactive. I was blown away at how fast they were and how easy the process was. I never leave reviews, but for Kashcade I'll make an exception!

Marten Jurg

Co-Founder & CEO
Additive Assurance

R&D Funding Calculator

Find out how much capital you could access.

Simply input how much your business has spent on eligible R&D activities in the respective financial year to date to get an estimate.

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How we compare

Kashcade
Other R&D loan providers
Approval time
24-48hrs
Often 3-10 business days
Cash in bank
Instant upon signing
Often 5-10 business days
Advance amount
Up to 100%
Commonly 80-90%
Interest rate (per month)
1.38%
Typically 1.38-2%+
Set-up fee
$950
Up to 4% of loan amount
Closing fee
$0
Usually 1-2%
Min loan period
60-90 days
90 days

Comparison based on publicly available information from leading Australian R&D loan providers as of November 2025. Figures are indicative only and subject to approval.

Here's how easy it is to get funded

1
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Connect

Chat with us then share some info using our fast, online platform

2
Calculator

Get an offer

Receive offer in ~48hrs, typically up to 80% of your accrued refund

3
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Draw funds

Draw on funds, then unlock more as your refund grows, monthly

4
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Repay later

Only repay funds after EOFY with your refund from the ATO


Bring forward your R&D Tax Incentive refund to today!

Get funds now

Are you eligible for an R&D loan?

+
Have you received a tax refund under the RDTI before?
+
Are you working with an R&D advisor?
+
Will you have 3 months runway?
+
Will your R&D offset be cash refundable?
If your answer to these questions is 'Yes', apply now!

If not, get in touch with our team who can discuss your options in more detail

Get an offer

Enquire now

Receive an offer for a loan against your R&DTI refund in 48hrs.

There's no cost or commitment to apply and the process is fast and simple through our online platform.

Enquire below

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