R&D Loans

Bring forward your AusIndustry R&DTI refund to today

What is an R&D loan?

R&D loans let you bring forward your research and development tax incentive (R&DTI) refund to today.

Why wait until after you lodge your company tax return when you can access your refund and reinvest it now!

Get funded

Why bring forward your R&D rebate with Kashcade?

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Access funds now instead of after EOFY
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Increase your next R&D refund by investing more now
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Get funds in as little as 24hrs of applying
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Maximise your cash balance with no monthly repayments
Apply now


Have you received a tax refund under the RDTI before?
Will your annual revenue this year be <$20m?
Is your company pre-profit?
Have you accrued R&D expenditure not yet claimed?
If your answer to these questions is 'Yes', apply now!

If not, get in touch with our team who can discuss your options in more detail

How it works

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Chat with us then share some info via our online platform


Get an offer

Receive an offer of up to 80% of your accrued R&D refund in ~48hrs

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Draw funds

Draw on funds then unlock more as your refund grows, monthly

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Repay later

Only repay funds after EOFY with your refund from the ATO

Get funded

"Kashcade helped us make fundraising as smooth as possible by providing funds after very little effort and in only a few days. It was the easiest capital we’ve ever raised."

A. Cancino
CEO, The Aussie Plant Based Co.
R&D Funding
Revenue Loans

R&D Funding Calculator

Find out how much capital you could access with your accrued R&D Refund.

Simply input how much your business has spent on eligible R&D activities in the respective financial year to date to find out.